Terms and Conditions

If there is more than one of you, references are to each or any of you individually, as well as two or more or all together jointly and whenever we use the word "you" we mean each or any of you individually, as well as two or more or altogether jointly.

Any notice or poceedings ("Notice") under the Agreement which we send by first class post will be deemed to have been received by the advertiser on the second day after posting, even if it never arrives or is returned undeliverable. Notices will be sent to the property or the address within the United Kingdom most recently notified to us in writing.

The Operator may make enquiries of any person connected to The Advertiser and/or his company with reference agencies and the electoral register. If there is more than one of you the search will create an "association" between you. Information held about you by credit reference agencies may also be linked to records relating to the rest of you. The "association" may be taken into account in any applications for credit or financial services and will remain unless you successfully apply for "disassociation" with agencies.

The Operator will use its best endeavours to produce all publications within a reasonable timescale, however, the Operator will not be liable for extraordinary delays beyond its control, and all payments will still become due and payable as per the Agreement unless otherwise agreed in writing by the Operator.

To the extent that the Customer is or becomes insolvent, ceases trading or the Customer does not or is otherwise unable to distribute the Presentation portfolio, the Operator may (at its sole discretion and only to the extent available) in fulfilling its obligations under this contract, place the advertisement of the Advertiser in a Presentation portfolio of a different customer provided that such replacement customer's place of business is within a 15 mile radius of the original Customer.

Late Payment Charges

An initial fee of £45 will be applied to any debt of 7 days or older

Interest chargeable after 14 days: 30% per annum

Compensation Entitlement: £40 on debts up to £999.99, £70 on debts of £1000 to £9999.99

Charge for letters sent for debts 14 Days old or more: £25 each

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